Managed Care

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Health Savings Account

Health Savings Accounts, or HSA’s for short, are a new product that are very simple in theory, though they get a little confusing in practice.  First off, lets explain the

HRA Savings Advantages

Traditionally, if an employer provides health insurance benefits as a part of being a company employee, this is a very good thing. There is another increasingly popular route some employers

Student Health Insurance

In the United States, health insurance for college students seems to be one of the last things that people think about due to the fact that many parents have had

One Man Group

One Man Group policies are legally enforced in states where there is no state high risk pool, or if the state has mandated that all health insurance companies offer it. 

PPO’s. What Are They?

A Preferred Provider Organization (PPO) is a system in which an insurance carrier established contracted or negotiated fees for all medical services rendered. A PPO also offers out of network

Medicare Health Insurance Basics

A big part of planning for retirement is getting a handle on medical expenses. And a major part of that is knowing what Medicare can or cannot do for you

HMO. What Are They?

HMO’s (Health Maintenance Organization) are the curse and the blessing of the United States health insurance system of Managed Care.  HMO’s rely on a system of Capitation (Capitation, in the

POS. What Are They?

POS of Service Health Insurance plans, Managed Care In the United States, there are a few main POS health insurance plans that are available for individuals and families. In many

Self Insurance Group Health

Self insurance plans are based upon the idea that when a company has a large risk pool they are able to self insure, at least partially anyways. Generally, these plans

Eligible Employees for Group Plans

In order to participate in a group health insurance, an employee must meet a few basic criteria (though this is likely to change in the coming years).  Part time employees