Health 101

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Temporary Employees and Health Insurance

Temporary positions of employment often do not provide health insurance, unless offered through the government or certain educational institutions. Other times, staffing agencies offer their temp workers a health plan,

Smoking and Health Insurance Premiums

First of all, I got the idea for this post from a great website about smoking cessation that posted a comment on another article of mine and pinged it. 

When is Preventive Care Free?

Preventive Services Covered at 100% Preventive care services are covered in full when you visit in-network providers. However, you may be billed depending on the outcome of the service and

What is Gardasil?

Gardasil is a vaccine created by Merck and Co. In 2006 it was approved by the FDA for use in women as a vaccination against the HPV (human papillomavirus). HPV

Prescription Only Plans, What Are They?

Some health insurance companies have made it possible to have a stand-alone pharmacy plan, not integrated with other medical benefits. Unfortunately for us individual health plan advocates, these plans tend

What is an Out-of-Pocket Limit?

Annual out-of-pocket maximums are part of nearly every health plan, offering protection against high medical bills. This limit is the most a policyholder is required to pay each year in

Open Enrollment, What Does it Mean?

Open enrollment marks a specific time of year in several types of coverage including group health insurance, Medicare, and most recently the Health Insurance Marketplace, when eligible applicants can choose

Health Reform & Maternity Coverage

Covered Prenatal & Postnatal Care The Affordable Care Act requires some coverage for women’s health services in at 100% in-network. Qualifying preventive maternity services include prenatal exams for gestational diabetes

How To Not Get Ripped Off

According to the US Census Bureau, there are nearly 20 million self employed people in the United States and that number is expected to continue rising. It’s hard enough to

How Doctors Affect Medical Costs

Could your medical bills climb due to a physician’s lack of experience? A recent RAND Corporation study suggests that physicians with the lowest amount of experience spend a higher amount